/* Dias & Camargo · folha de estilo única do site
   Paleta oficial: #1511C0 índigo · #394BEC azul · #0C3680 marinho
   Fonte: Outfit (substituta web da Garet), hospedada no próprio site */

@font-face{
  font-family:"Outfit";
  src:url("/fonts/outfit-latin-wght-normal.woff2") format("woff2");
  font-weight:100 900; font-style:normal; font-display:swap;
  unicode-range:U+0000-00FF,U+0131,U+0152-0153,U+02BB-02BC,U+02C6,U+02DA,U+02DC,U+0304,U+0308,U+0329,U+2000-206F,U+20AC,U+2122,U+2191,U+2193,U+2212,U+2215,U+FEFF,U+FFFD;
}
@font-face{
  font-family:"Outfit";
  src:url("/fonts/outfit-latin-ext-wght-normal.woff2") format("woff2");
  font-weight:100 900; font-style:normal; font-display:swap;
  unicode-range:U+0100-02BA,U+02BD-02C5,U+02C7-02CC,U+02CE-02D7,U+02DD-02FF,U+0304,U+0308,U+0329,U+1D00-1DBF,U+1E00-1E9F,U+1EF2-1EFF,U+2020,U+20A0-20AB,U+20AD-20C0,U+2113,U+2C60-2C7F,U+A720-A7FF;
}

:root{
  --indigo:#1511C0; --blue:#394BEC; --navy:#0C3680; --night:#060D2B; --night-2:#0B1640;
  --paper:#F4F5FA; --surface:#FFFFFF; --soft:#E9ECFA; --line:#D9DDEE;
  --ink:#0D1440; --muted:#4B547C;
  --on-dark:#FFFFFF; --on-dark-2:#BCC5EE; --on-dark-accent:#AEB9FF;
  --wa:#12864A; --wa-hover:#0F7640;
  --font:"Outfit","Avenir Next","Segoe UI",system-ui,sans-serif;
  --max:1200px; --gutter:clamp(16px,4vw,40px);
  --r-sm:12px; --r:20px; --r-lg:32px;
  --ease:cubic-bezier(.2,.7,.2,1);
  color-scheme:light;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:400 17px/1.6 var(--font);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img,svg,canvas{display:block;max-width:100%}
img{height:auto}
a{color:inherit}
p{margin:0}
h1,h2,h3,h4{margin:0;font-family:var(--font);line-height:1.04;letter-spacing:-.025em;text-wrap:balance}
button,input,select{font:inherit;color:inherit}
:focus-visible{outline:3px solid var(--blue);outline-offset:3px;border-radius:10px}
.on-dark :focus-visible{outline-color:var(--on-dark-accent)}
.skip{position:absolute;left:12px;top:-60px;z-index:100;background:var(--surface);padding:10px 16px;border-radius:10px;text-decoration:none;font-weight:600}
.skip:focus{top:12px}
.wrap{max-width:var(--max);margin-inline:auto;padding-inline:var(--gutter)}
.sr-only{position:absolute!important;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.tabnum{font-variant-numeric:tabular-nums}
.fill{background:#FFF3B8;color:#5A4500;border-radius:6px;padding:0 .3em;font-weight:500;font-size:.92em;box-decoration-break:clone;-webkit-box-decoration-break:clone}

/* ---------- Botões: um formato, um peso ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:50px;padding:10px 24px;border-radius:999px;border:0;cursor:pointer;text-decoration:none;font-weight:600;font-size:16px;line-height:1.2;text-align:center;white-space:normal;transition:background .2s var(--ease),transform .2s var(--ease),box-shadow .2s var(--ease)}
.btn:active{transform:scale(.98)}
.btn svg{width:20px;height:20px;flex:none}
.btn-primary{background:var(--blue);color:#fff}
.btn-primary:hover{background:#2C3DDA}
.btn-wa{background:var(--wa);color:#fff}
.btn-wa:hover{background:var(--wa-hover)}
.btn-light{background:#fff;color:var(--indigo)}
.btn-light:hover{background:#EEF0FF}
.btn-line{background:transparent;color:inherit;box-shadow:inset 0 0 0 1.5px currentColor}
.btn-line:hover{background:rgba(57,75,236,.08)}
.on-dark .btn-line:hover{background:rgba(255,255,255,.08)}
.btn .arr{transition:transform .2s var(--ease)}
.btn:hover .arr{transform:translateX(3px)}

/* ---------- Cabeçalho ---------- */
.top{position:sticky;top:env(safe-area-inset-top,0px);z-index:40;background:rgba(12,54,128,.97);color:var(--on-dark);backdrop-filter:saturate(1.2) blur(10px)}
.top .wrap{display:flex;align-items:center;gap:20px;min-height:72px}
.brand{display:flex;align-items:center;flex:none}
.brand img{width:142px;height:auto}
.nav{display:flex;gap:4px;margin-left:auto}
.nav a{padding:10px 14px;border-radius:999px;text-decoration:none;color:var(--on-dark-2);font-weight:500;font-size:15.5px;transition:color .2s,background .2s}
.nav a:hover,.nav a[aria-current="page"]{color:#fff;background:rgba(255,255,255,.08)}
.menu-btn{display:none;margin-left:auto;align-items:center;gap:8px;min-height:44px;padding:0 16px;border-radius:999px;border:0;background:rgba(255,255,255,.1);color:#fff;font-weight:600;cursor:pointer}
.menu-btn svg{width:18px;height:18px}
@media (max-width:980px){
  .nav,.top .btn-wa{display:none}
  .menu-btn{display:inline-flex}
  .brand img{width:124px}
}
.sheet{position:fixed;inset:0;z-index:60;background:rgba(6,13,43,.5);display:flex;justify-content:flex-end}
.sheet[hidden]{display:none}
.sheet-panel{width:min(360px,88vw);height:100%;background:var(--navy);color:#fff;padding:calc(20px + env(safe-area-inset-top,0px)) 24px 24px;display:flex;flex-direction:column;gap:6px;overflow:auto}
.sheet-panel .close{align-self:flex-end;width:44px;height:44px;border-radius:50%;border:0;background:rgba(255,255,255,.1);color:#fff;cursor:pointer;font-size:24px;line-height:1}
.sheet-panel a:not(.btn){display:block;padding:14px 4px;font-size:20px;font-weight:600;text-decoration:none;border-bottom:1px solid rgba(255,255,255,.12)}
.sheet-panel .btn{margin-top:18px}

/* ---------- Topo (hero) ---------- */
.hero{position:relative;isolation:isolate;overflow:hidden;background:var(--blue);color:var(--on-dark)}
.hero::before,.hero::after{content:"";position:absolute;inset:0 0 0 auto;z-index:-2;border-radius:clamp(28px,5vw,80px) 0 0 clamp(28px,5vw,80px)}
.hero::before{left:clamp(8px,3vw,48px);background:var(--indigo)}
.hero::after{left:clamp(16px,6vw,96px);background:var(--navy)}
.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(28px,5vw,72px);align-items:center;padding-block:clamp(40px,7vw,96px) clamp(48px,7vw,104px);padding-left:max(var(--gutter),clamp(36px,10vw,150px))}
.hero-loop{position:absolute;z-index:-1;right:-4%;bottom:-18%;width:min(56vw,640px);color:#2438A0;opacity:.55;pointer-events:none}
.hero-loop path{stroke-dasharray:1;stroke-dashoffset:1;animation:draw 1.8s .2s var(--ease) forwards}
@keyframes draw{to{stroke-dashoffset:0}}
.hero h1{font-size:clamp(42px,7.2vw,92px);font-weight:760;letter-spacing:-.04em}
.hero h1{max-width:9.5em}
.hero .lede{margin-top:22px;max-width:30em;font-size:clamp(17px,1.5vw,20px);font-weight:350;color:var(--on-dark-2)}
.facts{display:flex;align-items:center;gap:14px;margin-top:30px;font-size:15px;color:var(--on-dark-2);max-width:34em}
.facts img{width:52px;height:auto;flex:none}
.facts a{color:#fff}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr}.hero-loop{width:90vw;bottom:-6%}}
@media (max-width:480px){.hero .wrap{padding-left:calc(var(--gutter) + 14px)}.hero::before{left:4px}.hero::after{left:9px}}

/* Cartão de cotação */
.quote{position:relative;background:var(--surface);color:var(--ink);border-radius:var(--r-lg);padding:clamp(22px,3vw,32px);box-shadow:0 40px 80px -40px rgba(3,8,40,.7)}
.quote h2{font-size:clamp(24px,2.4vw,30px);font-weight:700}
.quote > p{margin-top:6px;color:var(--muted);font-size:15.5px}
.quote form{display:grid;gap:16px;margin-top:20px}
.chips{display:flex;flex-wrap:wrap;gap:8px;margin:0;padding:0;border:0}
.chips legend{margin-bottom:10px;padding:0;font-size:15px;font-weight:600}
.chips input{position:absolute;opacity:0;pointer-events:none}
.chips label{display:inline-flex;align-items:center;min-height:44px;padding:0 16px;border-radius:999px;background:var(--soft);cursor:pointer;font-weight:500;font-size:15.5px;transition:background .15s,color .15s}
.chips label:hover{background:#DCE1FA}
.chips input:checked+label{background:var(--indigo);color:#fff}
.chips input:focus-visible+label{outline:3px solid var(--blue);outline-offset:2px}
.field{display:grid;gap:6px}
.field label{font-size:15px;font-weight:600}
.field input{width:100%;min-height:50px;padding:0 16px;border-radius:14px;border:1.5px solid var(--line);background:var(--paper);font-size:16px;font-weight:500}
.field input:focus{outline:none;border-color:var(--blue);box-shadow:0 0 0 4px rgba(57,75,236,.18)}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
@media (max-width:420px){.row2{grid-template-columns:1fr}}
.quote .btn{width:100%;min-height:56px;font-size:17px}
.err{min-height:1.2em;margin-top:-6px;color:#C4283F;font-size:14.5px;font-weight:500}
.fine{font-size:13.5px;color:var(--muted);text-align:center}
.fine a{color:var(--indigo)}

/* ---------- Seções ---------- */
.sec{padding-block:clamp(56px,9vw,128px)}
.sec-head{display:grid;gap:14px;max-width:760px;margin-bottom:clamp(32px,4vw,52px)}
.sec-head h2,.h2{font-size:clamp(32px,4.6vw,58px);font-weight:740}
.sec-head p{font-size:clamp(17px,1.4vw,19px);color:var(--muted);max-width:40em}
.on-dark .sec-head p{color:var(--on-dark-2)}

/* Seguradoras */
.insurers{background:var(--surface);border-bottom:1px solid var(--line)}
.insurers .wrap{display:flex;flex-wrap:wrap;align-items:baseline;gap:10px 36px;padding-block:26px}
.insurers p{font-size:14.5px;color:var(--muted)}
.insurers ul{display:flex;flex-wrap:wrap;gap:8px 28px;margin:0;padding:0;list-style:none;font-weight:650;font-size:18px;color:#5A628A}

/* Seguros: lista editorial */
.prods{display:grid;grid-template-columns:.8fr 1.2fr;gap:clamp(32px,6vw,96px);align-items:start}
.prods .sec-head{position:sticky;top:110px;margin:0}
.prod-list{list-style:none;margin:0;padding:0;border-top:1px solid var(--line)}
.prod-row{display:grid;grid-template-columns:minmax(150px,.9fr) 1.4fr 36px;align-items:center;gap:20px;padding:24px 12px;border-bottom:1px solid var(--line);text-decoration:none;border-radius:4px;transition:background .25s var(--ease)}
.prod-row .name{font-size:clamp(24px,2.6vw,34px);font-weight:700;letter-spacing:-.03em;transition:transform .3s var(--ease),color .3s}
.prod-row .desc{color:var(--muted);font-size:16px}
.prod-row .go{width:36px;height:36px;border-radius:50%;display:grid;place-items:center;background:var(--soft);color:var(--indigo);transition:transform .3s var(--ease),background .3s,color .3s}
.prod-row .go svg{width:16px;height:16px}
.prod-row:hover{background:var(--surface)}
.prod-row:hover .name{transform:translateX(6px);color:var(--indigo)}
.prod-row:hover .go{background:var(--indigo);color:#fff;transform:translateX(4px)}
@media (max-width:900px){
  .prods{grid-template-columns:1fr}
  .prods .sec-head{position:static}
  .prod-row{grid-template-columns:1fr 36px;gap:4px 16px;padding:18px 4px}
  .prod-row .name{font-size:24px}
  .prod-row .desc{grid-column:1;grid-row:2;font-size:15px}
  .prod-row .go{grid-column:2;grid-row:1/3}
}

/* ---------- Franquia ---------- */
.split{display:grid;grid-template-columns:.9fr 1.1fr;gap:clamp(32px,6vw,88px);align-items:center}
@media (max-width:900px){.split{grid-template-columns:1fr}}
.tool{background:var(--surface);border-radius:var(--r-lg);padding:clamp(22px,3.4vw,40px);box-shadow:0 1px 0 var(--line),0 30px 60px -44px rgba(13,20,64,.45)}
.seg{display:grid;grid-template-columns:repeat(3,1fr);width:100%;max-width:440px;padding:4px;border-radius:999px;background:var(--soft)}
.seg.two{grid-template-columns:repeat(2,1fr)}
.seg button{min-height:44px;padding:0 8px;border-radius:999px;border:0;background:transparent;font-weight:600;font-size:15px;color:var(--muted);cursor:pointer}
.seg button[aria-pressed="true"]{background:#fff;color:var(--indigo);box-shadow:0 2px 8px -2px rgba(13,20,64,.25)}
.range-label{display:flex;justify-content:space-between;align-items:baseline;gap:12px;margin-top:26px;font-weight:600}
.range-label output{font-size:clamp(30px,4vw,44px);font-weight:720;letter-spacing:-.03em;color:var(--indigo)}
input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:44px;background:transparent;margin:6px 0 0;cursor:pointer}
input[type=range]::-webkit-slider-runnable-track{height:10px;border-radius:99px;background:linear-gradient(90deg,var(--blue) var(--p,40%),var(--soft) var(--p,40%))}
input[type=range]::-moz-range-track{height:10px;border-radius:99px;background:var(--soft)}
input[type=range]::-moz-range-progress{height:10px;border-radius:99px;background:var(--blue)}
input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;width:30px;height:30px;margin-top:-10px;border-radius:50%;background:#fff;border:3px solid var(--indigo);box-shadow:0 4px 12px -2px rgba(21,17,192,.4)}
input[type=range]::-moz-range-thumb{width:24px;height:24px;border-radius:50%;background:#fff;border:3px solid var(--indigo)}
.bar{display:flex;height:64px;margin-top:22px;border-radius:16px;overflow:hidden;background:var(--soft)}
.bar span{display:flex;align-items:center;padding-inline:14px;color:#fff;font-weight:600;font-size:14px;white-space:nowrap;overflow:hidden;transition:flex-basis .35s var(--ease)}
.bar .you{background:var(--navy)}
.bar .ins{background:var(--blue)}
.split-nums{display:grid;grid-template-columns:1fr 1fr;gap:12px;margin-top:16px}
.split-nums div{padding:14px 16px;border-radius:16px;background:var(--paper)}
.split-nums small{display:block;font-size:14px;color:var(--muted)}
.split-nums b{font-size:clamp(19px,5.4vw,24px);font-weight:700;letter-spacing:-.02em}
@media (max-width:360px){.split-nums{grid-template-columns:1fr}}
.verdict{margin-top:16px;padding:14px 16px;border-radius:14px;background:#EEF0FF;color:var(--ink);font-size:15.5px;min-height:3.2em}
.note{margin-top:14px;font-size:13.5px;color:var(--muted)}

/* ---------- Bônus ---------- */
.bonus{background:var(--surface)}
.ladder{position:relative;display:grid;grid-template-columns:repeat(11,1fr);align-items:end;gap:clamp(4px,.8vw,10px);height:clamp(220px,28vw,320px);padding-top:44px}
.ladder .step{position:relative;border-radius:10px 10px 4px 4px;background:var(--soft);transition:background .4s var(--ease)}
.ladder .step span{position:absolute;left:0;right:0;bottom:8px;text-align:center;font-weight:700;font-size:clamp(12px,1.3vw,16px);color:var(--muted)}
.ladder .step.past{background:#C9D0F6}
.ladder .step.now{background:var(--indigo)}
.ladder .step.now span{color:#fff}
.ladder .step.drop{animation:drop .6s var(--ease)}
@keyframes drop{30%{transform:translateY(8px)}}
.marker{position:absolute;top:0;width:44px;height:44px;margin-left:-22px;border-radius:50%;background:#fff;box-shadow:0 8px 20px -6px rgba(21,17,192,.5);display:grid;place-items:center;transition:left .6s var(--ease),bottom .6s var(--ease)}
.marker img{width:26px}
.bonus-ctrl{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}
@media (max-width:420px){.bonus-ctrl .btn{flex:1 1 100%}}
.bonus-read{margin-top:18px;font-size:18px;min-height:3.2em}
.bonus-read b{color:var(--indigo)}

/* ---------- Sinistro ---------- */
.claim{background:var(--soft)}
.timeline{position:relative;margin-top:8px}
.tl-track{position:relative;display:grid;grid-template-columns:repeat(5,1fr);padding-top:4px}
.tl-track::before{content:"";position:absolute;left:10%;right:10%;top:27px;height:4px;border-radius:4px;background:#C9D0F6}
.tl-fill{position:absolute;left:10%;top:27px;height:4px;border-radius:4px;background:var(--indigo);transition:width .5s var(--ease)}
.tl-node{position:relative;display:grid;justify-items:center;gap:10px;padding:0 4px;border:0;background:none;cursor:pointer;font-weight:600;font-size:15px;color:var(--muted);text-align:center}
.tl-node i{width:22px;height:22px;margin-top:17px;border-radius:50%;background:#fff;box-shadow:inset 0 0 0 3px #C9D0F6;transition:background .3s,box-shadow .3s,transform .3s var(--ease)}
.tl-node{min-height:44px}
.tl-node.done i{box-shadow:inset 0 0 0 3px var(--indigo)}
.tl-node[aria-selected="true"]{color:var(--ink)}
.tl-node[aria-selected="true"] i{background:var(--indigo);box-shadow:0 0 0 6px rgba(21,17,192,.15);transform:scale(1.15)}
@media (max-width:600px){.tl-node{font-size:12.5px}}
.tl-panel{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-top:20px;border-radius:20px;background:#fff;overflow:hidden}
.tl-panel > div{padding:20px}
.tl-panel > div+div{border-left:1px solid var(--line)}
.tl-panel h3{font-size:15px;font-weight:700;color:var(--indigo);letter-spacing:0}
.tl-panel p{margin-top:6px;font-size:16px}
@media (max-width:760px){.tl-panel{grid-template-columns:1fr}.tl-panel > div{padding:14px 18px;display:grid;grid-template-columns:96px 1fr;gap:10px}.tl-panel > div+div{border-left:0;border-top:1px solid var(--line)}.tl-panel p{margin:0;font-size:15px}}
.tl-title{margin-top:28px;font-size:clamp(22px,2.4vw,28px);font-weight:700}
.claim-cta{display:flex;flex-wrap:wrap;align-items:center;gap:14px 24px;margin-top:32px;padding:22px 24px;border-radius:24px;background:var(--navy);color:#fff}
.claim-cta p{flex:1 1 280px;color:var(--on-dark-2)}
.claim-cta strong{color:#fff;display:block;font-size:19px}

/* ---------- Equipe ---------- */
.team{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
@media (max-width:820px){.team{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.team{grid-template-columns:1fr;gap:10px}.person{grid-template-columns:72px 1fr;align-items:center;column-gap:14px}.person .ph{grid-row:1/3;aspect-ratio:1;margin:0;padding:6px;border-radius:18px;font-size:10px}.person b{font-size:17px;align-self:end}.person span{align-self:start}}
.person{display:grid;gap:4px}
.person .ph{aspect-ratio:4/5;border-radius:24px;margin-bottom:12px;display:grid;place-items:center;text-align:center;padding:20px;background:repeating-linear-gradient(135deg,#E3E7F8 0 14px,#EDF0FB 14px 28px);color:var(--muted);font-size:14px}
.person b{font-size:20px}
.person span{color:var(--muted);font-size:15.5px}
.about-lede{font-size:clamp(20px,2vw,26px);line-height:1.4;font-weight:400;max-width:34em;letter-spacing:-.01em}
.about-lede strong{font-weight:650;color:var(--indigo)}

/* ---------- FAQ ---------- */
.faq{max-width:860px}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 0;cursor:pointer;font-weight:600;font-size:clamp(17px,1.5vw,19px)}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"";flex:none;width:34px;height:34px;border-radius:50%;background:var(--soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231511C0' stroke-width='2.4' stroke-linecap='round'%3E%3Cpath d='M12 6v12M6 12h12'/%3E%3C/svg%3E") center/16px no-repeat;transition:transform .3s var(--ease)}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq details > div{padding-bottom:22px;color:var(--muted);max-width:64ch}
.faq details > div p+p{margin-top:10px}

/* ---------- Contato ---------- */
.contact{background:var(--navy);color:var(--on-dark)}
.contact-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:clamp(28px,5vw,64px);align-items:stretch}
@media (max-width:900px){.contact-grid{grid-template-columns:1fr}}
.contact .h2{color:#fff}
.contact-lede{margin-top:16px;color:var(--on-dark-2);font-size:18px;max-width:30em}
.contact-list{display:grid;gap:18px;margin:28px 0 0;padding:0;list-style:none}
.contact-list small{display:block;font-size:14px;color:var(--on-dark-2)}
.contact-list b,.contact-list a{font-size:19px;font-weight:600;color:#fff}
.contact-list .num{font-size:26px;user-select:all}
.contact-actions{display:flex;flex-wrap:wrap;gap:10px;margin-top:28px}
.place{border-radius:var(--r-lg);min-height:clamp(180px,30vw,320px);display:grid;place-items:center;text-align:center;padding:24px;background:repeating-linear-gradient(135deg,#123E8E 0 16px,#0F3886 16px 32px);color:var(--on-dark-2);font-size:15px}

/* ---------- Rodapé ---------- */
.foot{background:var(--night);color:var(--on-dark-2);padding-block:56px 40px;font-size:15px}
.foot-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr;gap:32px}
@media (max-width:820px){.foot-grid{grid-template-columns:1fr 1fr}.foot-grid > div:first-child{grid-column:1/-1}}
.foot img{width:170px}
.foot h2{font-size:15px;font-weight:700;color:#fff;letter-spacing:0;margin-bottom:12px}
.foot ul{list-style:none;margin:0;padding:0;display:grid;gap:8px}
.foot a{text-decoration:none}
.foot a:hover{color:#fff;text-decoration:underline}
.legal{margin-top:40px;padding-top:24px;border-top:1px solid rgba(255,255,255,.1);display:grid;gap:8px;font-size:13.5px;line-height:1.6}
.legal b{color:#fff;font-weight:600}

/* ---------- WhatsApp: um por vez ---------- */
.dock{display:none;position:fixed;z-index:45;right:20px;bottom:calc(20px + env(safe-area-inset-bottom,0px));transition:transform .4s var(--ease),opacity .3s}
.dock.off{transform:translateY(140%);opacity:0;pointer-events:none}
.dock .btn{min-height:56px;box-shadow:0 16px 36px -12px rgba(0,0,0,.45)}
@media (max-width:980px){
  .dock{display:block;left:0;right:0;bottom:0;padding:10px 16px calc(10px + env(safe-area-inset-bottom,0px));background:rgba(244,245,250,.94);backdrop-filter:blur(10px);box-shadow:0 -1px 0 var(--line)}
  .dock .btn{width:100%;box-shadow:none}
  body.has-dock{padding-bottom:calc(76px + env(safe-area-inset-bottom,0px))}
  .dock .btn{max-width:440px;margin-inline:auto;display:flex}
}

/* ---------- Páginas internas ---------- */
.page-hero{background:var(--navy);color:var(--on-dark);position:relative;overflow:hidden;isolation:isolate}
.page-hero .wrap{padding-block:clamp(40px,6vw,80px)}
.crumbs{display:flex;flex-wrap:wrap;gap:6px;font-size:14.5px;color:var(--on-dark-2);margin-bottom:18px}
.crumbs a{text-decoration:none}
.crumbs a:hover{color:#fff}
.page-hero h1{font-size:clamp(38px,6vw,72px);font-weight:760;letter-spacing:-.04em;max-width:14em}
.page-hero .lede{margin-top:18px;max-width:36em;font-size:clamp(17px,1.5vw,20px);color:var(--on-dark-2);font-weight:350}
.page-hero .btn{margin-top:28px}
.page-hero .hero-loop{width:min(50vw,520px);bottom:-30%;opacity:.4}
.cols{display:grid;grid-template-columns:1fr 1fr;gap:clamp(24px,4vw,56px)}
@media (max-width:820px){.cols{grid-template-columns:1fr}}
.checks{list-style:none;margin:0;padding:0;display:grid;gap:12px}
.checks li{position:relative;padding:16px 18px 16px 52px;border-radius:16px;background:var(--surface)}
.checks li::before{content:"";position:absolute;left:18px;top:19px;width:20px;height:20px;border-radius:50%;background:var(--indigo) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='white' stroke-width='3' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M6 12l4 4 8-8'/%3E%3C/svg%3E") center/13px no-repeat}
.checks.docs li::before{background:var(--soft) url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' viewBox='0 0 24 24' fill='none' stroke='%231511C0' stroke-width='2.4' stroke-linecap='round'%3E%3Crect x='6' y='4' width='12' height='16' rx='2'/%3E%3Cpath d='M9 9h6M9 13h6'/%3E%3C/svg%3E") center/14px no-repeat}
.checks b{display:block}
.checks span{color:var(--muted);font-size:15.5px}
.h3{font-size:clamp(24px,2.6vw,32px);font-weight:720;margin-bottom:18px}
.callout{margin-top:32px;padding:20px 22px;border-radius:18px;background:#EEF0FF;font-size:15.5px}
.callout b{color:var(--indigo)}
.prose{max-width:720px}
.prose h2{font-size:clamp(24px,2.6vw,30px);font-weight:720;margin:40px 0 12px}
.prose p,.prose li{color:#2A3260}
.prose p+p{margin-top:12px}
.prose ul{padding-left:20px;display:grid;gap:6px}
.gloss{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:14px}
.gloss div{padding:22px;border-radius:20px;background:var(--surface)}
.gloss dt{font-size:20px;font-weight:700;color:var(--indigo)}
.gloss dd{margin:6px 0 0;color:#2A3260}
.others{display:flex;flex-wrap:wrap;gap:10px}
.others a{padding:12px 18px;border-radius:999px;background:var(--surface);text-decoration:none;font-weight:600;box-shadow:inset 0 0 0 1px var(--line)}
.others a:hover{box-shadow:inset 0 0 0 1.5px var(--indigo);color:var(--indigo)}

@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important}
  .hero-loop path{stroke-dashoffset:0}
}

/* ---------- Entenda (franquia e bônus em abas) ---------- */
.explain-tabs{margin-bottom:28px}
.explain-panel[hidden]{display:none}

.phones{margin-top:14px;padding:4px 22px;border-radius:20px;background:#fff}
.phones summary{cursor:pointer;padding:16px 0;font-weight:600;list-style:none;display:flex;justify-content:space-between;gap:12px}
.phones summary::-webkit-details-marker{display:none}
.phones summary::after{content:"+";color:var(--indigo);font-size:22px;line-height:1}
.phones[open] summary::after{content:"×"}
.phones dl{margin:0 0 8px;display:grid;gap:0}
.phones dl div{display:grid;grid-template-columns:160px 1fr;gap:12px;padding:12px 0;border-top:1px solid var(--line)}
.phones dt{font-weight:700}
.phones dd{margin:0;color:var(--muted);font-variant-numeric:tabular-nums}
.phones .note{padding-bottom:16px}
@media (max-width:520px){.phones dl div{grid-template-columns:1fr;gap:2px}}

/* ---------- Barra superior com respiro ---------- */
.top .wrap{min-height:92px}
.brand img{width:158px}
@media (max-width:980px){.top .wrap{min-height:80px}.brand img{width:136px}}

/* ---------- Cotação rápida: painel índigo da marca ---------- */
.hero .quote{background:var(--indigo);color:#fff;box-shadow:0 40px 80px -36px rgba(3,6,40,.8),inset 0 0 0 1px rgba(255,255,255,.08)}
.hero .quote > p{color:var(--on-dark-2)}
.hero .quote legend,.hero .quote .field label{color:#fff}
.hero .quote .chips label{background:rgba(255,255,255,.1);color:#fff}
.hero .quote .chips label:hover{background:rgba(255,255,255,.18)}
.hero .quote .chips input:checked+label{background:#fff;color:var(--indigo)}
.hero .quote .field input{background:#fff;border-color:transparent;color:var(--ink)}
.hero .quote .field input::placeholder{color:#8990B3}
.hero .quote .field input:focus{box-shadow:0 0 0 4px rgba(174,185,255,.55)}
.hero .quote .err{color:#FFC2CC}
.hero .quote .fine{color:var(--on-dark-2)}
.hero .quote .fine a{color:#fff}
.who{display:flex;align-items:center;gap:12px;padding:12px 14px;border-radius:16px;background:rgba(255,255,255,.08)}
.who .av{width:40px;height:40px;flex:none;border-radius:50%;display:grid;place-items:center;background:#fff;color:var(--indigo);font-weight:700;font-size:14px}
.who small{display:block;font-size:13px;color:var(--on-dark-2)}
.who b{font-size:15px;font-weight:600}
.page-who{margin-top:14px;font-size:15px;color:var(--on-dark-2)}
@media (max-width:600px){
  .hero .wrap{padding-block:28px 40px;gap:24px}
  .hero h1{font-size:40px}
  .hero .lede{margin-top:14px;font-size:16.5px}
  .lede-more{display:none}
  .facts{margin-top:16px;font-size:13.5px}
  .facts img{width:40px}
  .hero .quote{padding:20px;border-radius:26px}
  .hero .quote .chips{display:grid;grid-template-columns:repeat(3,1fr);gap:6px}
  .hero .quote .chips legend{grid-column:1/-1}
  .hero .quote .chips label{justify-content:center;padding:0 6px;font-size:14px}
}

/* ---------- Abas de contas: consórcio e saúde ---------- */
.seg.four{grid-template-columns:repeat(4,1fr);max-width:640px}
.seg.four-n{grid-template-columns:repeat(4,1fr)}
@media (max-width:560px){.seg.four{grid-template-columns:repeat(2,1fr);border-radius:22px}}
.cmp{display:grid;gap:10px;margin-top:22px}
.cmp-row{display:grid;grid-template-columns:110px 1fr auto;gap:12px;align-items:center;font-size:15px}
.cmp-row span{font-weight:600}
.cmp-row b{font-size:16px;min-width:8ch;text-align:right}
.cmp-bar{height:14px;border-radius:99px;background:var(--soft);overflow:hidden}
.cmp-bar i{display:block;height:100%;border-radius:99px;transition:width .45s var(--ease)}
.c-bar-cons{background:var(--indigo)}
.c-bar-fin{background:#9aa3c7}
@media (max-width:420px){.cmp-row{grid-template-columns:1fr auto}.cmp-bar{grid-column:1/-1;grid-row:2}}
.q{border:0;margin:0 0 16px;padding:0}
.q legend{font-weight:600;margin-bottom:8px;padding:0}
.paths{list-style:none;margin:6px 0 0;padding:0;display:grid;gap:10px}
.paths li{padding:14px 16px;border-radius:16px;background:#EEF0FF;font-size:15px;line-height:1.45}
.paths b{display:block;color:var(--indigo);margin-bottom:2px}

/* ---------- E se acontecer com você? (fotos com pontos) ---------- */
.cenas{background:radial-gradient(120% 80% at 50% 30%,#0f1a45 0%,#080d24 55%,#05081a 100%)}
.cenas .sec-head{margin-bottom:22px}
.cenas-toggle{margin-bottom:18px;max-width:280px}
.cenas-toggle[hidden]{display:none}
.cenas .seg{background:rgba(255,255,255,.08)}
.cenas .seg button{color:var(--on-dark-2)}
.cenas .seg button[aria-selected="true"]{background:#fff;color:var(--indigo)}
.cena-frame{position:relative;width:100%;overflow:hidden;border-radius:var(--r-lg);background:#0b1030;box-shadow:inset 0 0 0 1px rgba(160,185,230,.12)}
.cena-zoom{position:absolute;inset:0;transform-origin:0 0;will-change:transform}
.cena-base{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;user-select:none}
.cena-layer{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;opacity:0;pointer-events:none;z-index:2}
.cena-placeholder{display:none;position:absolute;inset:0;place-items:center;color:var(--on-dark-2);font-size:15px;background:repeating-linear-gradient(135deg,#101845 0 16px,#0d1440 16px 32px)}
.cena-frame.is-placeholder .cena-placeholder{display:grid}
.cena-spots{position:absolute;inset:0;z-index:1;transition:opacity .35s}
.cena-frame.is-zoomed .cena-spot:not(.is-active){opacity:0;pointer-events:none}
.cena-spot{position:absolute;width:44px;height:44px;margin:-22px 0 0 -22px;border:0;padding:0;background:transparent;cursor:pointer;transition:opacity .3s}
.cena-spot__dot{position:absolute;left:50%;top:50%;width:14px;height:14px;margin:-7px 0 0 -7px;border-radius:50%;background:#fff;box-shadow:0 0 0 3px rgba(57,75,236,.85),0 2px 10px rgba(0,0,0,.45)}
.cena-spot__dot::after{content:"";position:absolute;inset:-3px;border-radius:50%;border:2px solid rgba(255,255,255,.85);animation:cena-pulse 2.4s cubic-bezier(.2,.7,.2,1) infinite}
@keyframes cena-pulse{0%{transform:scale(1);opacity:.9}100%{transform:scale(2.6);opacity:0}}
.cena-spot__lbl{position:absolute;left:50%;bottom:calc(100% - 4px);transform:translate(-50%,4px);padding:6px 11px;border-radius:999px;background:rgba(8,14,44,.92);color:#fff;font-size:13px;font-weight:600;white-space:nowrap;opacity:0;pointer-events:none;transition:opacity .2s,transform .2s;box-shadow:0 6px 16px rgba(0,0,0,.35)}
.cena-spot:hover .cena-spot__lbl,.cena-spot:focus-visible .cena-spot__lbl,.cena-spot.is-active .cena-spot__lbl{opacity:1;transform:translate(-50%,0)}
.cena-spot.is-active .cena-spot__dot{background:var(--blue);box-shadow:0 0 0 3px #fff,0 2px 10px rgba(0,0,0,.45)}
.cena-spot:focus-visible{outline:none}
.cena-spot:focus-visible .cena-spot__dot{outline:3px solid #fff;outline-offset:4px}
.cena-frame.is-zoomed .cena-spot.is-active{opacity:0;transition-delay:.3s}
/* cartão (computador): sobre a foto, do lado oposto ao problema */
.cena-card{position:absolute;z-index:5;top:16px;right:16px;bottom:16px;width:min(380px,46%);overflow:auto;padding:20px;border-radius:22px;color:#fff;
  background:linear-gradient(160deg,rgba(16,23,48,.95),rgba(8,11,26,.93));border:1px solid rgba(160,185,230,.24);backdrop-filter:blur(14px);-webkit-backdrop-filter:blur(14px);box-shadow:0 24px 60px rgba(0,0,0,.55);
  opacity:0;transform:translateX(16px);transition:opacity .35s var(--ease),transform .35s var(--ease)}
.cena-card.is-left{right:auto;left:16px;transform:translateX(-16px)}
.cena-card.is-on{opacity:1;transform:none}
.cena-card[hidden]{display:none}
.cena-card__grab{display:none}
.cena-card__head{display:flex;align-items:flex-start;justify-content:space-between;gap:12px}
.cena-card__t{font-size:22px;font-weight:720;line-height:1.15}
.cena-card__x{flex:none;width:44px;height:44px;margin:-6px -6px 0 0;border-radius:50%;border:1px solid rgba(160,185,230,.25);background:rgba(255,255,255,.05);color:#fff;font-size:22px;line-height:1;cursor:pointer}
.cena-card__tags{display:flex;flex-wrap:wrap;gap:6px;margin-top:12px}
.cena-tag{--k:#ffc56b;display:inline-flex;align-items:center;gap:7px;padding:5px 10px;border-radius:999px;font-size:12.5px;font-weight:600;color:#fff;background:color-mix(in srgb,var(--k) 16%,transparent);box-shadow:inset 0 0 0 1px color-mix(in srgb,var(--k) 55%,transparent)}
.cena-tag::before{content:"";width:7px;height:7px;border-radius:50%;background:var(--k);box-shadow:0 0 8px var(--k)}
.cena-tag--basica{--k:#7ba3ff}
.cena-tag--assistencia{--k:#5fe0b4}
.cena-tag--adicional{--k:#ffc56b}
.cena-card__dl{margin:14px 0 0;display:grid;gap:10px}
.cena-card__dl dt{font-size:12.5px;font-weight:700;color:var(--on-dark-accent)}
.cena-card__dl dd{margin:2px 0 0;font-size:15px;line-height:1.45;color:#dce1fa}
.cena-card__como{margin-top:14px;padding-top:12px;border-top:1px solid rgba(160,185,230,.16);font-size:12.5px;font-weight:700;color:var(--on-dark-accent)}
.cena-card__passos{margin:6px 0 16px;padding-left:20px;display:grid;gap:4px;font-size:14.5px;color:#dce1fa}
.cena-card__cta{width:100%}
.cena-backdrop{display:none}
/* celular: bottom sheet com fundo escurecido */
@media (max-width:767px){
  .cena-frame{border-radius:20px}
  .cena-card{position:fixed;left:0;right:0;top:auto;bottom:0;width:auto;max-height:82vh;border-radius:24px 24px 0 0;padding:10px 18px calc(18px + env(safe-area-inset-bottom,0px));z-index:70;transform:translateY(100%);opacity:1;transition:transform .4s var(--ease)}
  .cena-card.is-left{left:0;transform:translateY(100%)}
  .cena-card.is-on{transform:none}
  .cena-card__grab{display:block;width:44px;height:5px;margin:0 auto 12px;border-radius:5px;background:rgba(255,255,255,.3)}
  .cena-card__head{touch-action:none}
  .cena-backdrop{display:block;position:fixed;inset:0;z-index:69;background:rgba(3,6,24,.55);opacity:0;transition:opacity .35s}
  .cena-backdrop[hidden]{display:none}
  .cena-backdrop.is-on{opacity:1}
  .cena-spot__lbl{font-size:12px}
}
.stage-note{margin-top:14px;font-size:14px;color:var(--on-dark-2)}
@media (prefers-reduced-motion:reduce){.cena-spot__dot::after{animation:none}}

/* ---------- Primeira tela limpa, na mesma linguagem das seções escuras ---------- */
.top{background:rgba(9,14,42,.97);backdrop-filter:saturate(1.2) blur(12px);-webkit-backdrop-filter:saturate(1.2) blur(12px);box-shadow:0 1px 0 rgba(160,185,230,.1)}
.hero,.page-hero{background:radial-gradient(110% 90% at 15% 0%,#13205a 0%,#0a1033 48%,#05081a 100%)}
.hero::before,.hero::after,.hero-loop{display:none}
.hero .wrap{grid-template-columns:1fr minmax(340px,430px);padding-left:var(--gutter);padding-block:clamp(48px,6vw,96px) clamp(56px,6vw,104px);gap:clamp(28px,5vw,80px)}
.hero h1{font-size:clamp(40px,5.2vw,68px);font-weight:720;letter-spacing:-.035em;max-width:10em}
.hero .lede{max-width:30em;color:var(--on-dark-2)}
.facts{color:var(--on-dark-2)}
.hero .quote{background:linear-gradient(160deg,rgba(18,26,62,.92),rgba(8,12,34,.92));border:1px solid rgba(160,185,230,.2);border-radius:24px;box-shadow:0 30px 70px -30px rgba(0,0,0,.7)}
.hero .quote h2{font-size:24px}
.hero .quote > p{font-size:15px}
.hero .quote legend,.hero .quote .field label{color:#dce1fa;font-weight:600}
.hero .quote .chips label{background:rgba(255,255,255,.06);color:#dce1fa;box-shadow:inset 0 0 0 1px rgba(160,185,230,.18)}
.hero .quote .chips label:hover{background:rgba(255,255,255,.12)}
.hero .quote .chips input:checked+label{background:#fff;color:var(--indigo);box-shadow:none}
.hero .quote .field input{background:rgba(255,255,255,.05);border:1px solid rgba(160,185,230,.24);color:#fff}
.hero .quote .field input::placeholder{color:#7f89b3}
.hero .quote .field input:focus{border-color:var(--on-dark-accent);box-shadow:0 0 0 3px rgba(123,163,255,.25)}
.who{background:rgba(255,255,255,.04);box-shadow:inset 0 0 0 1px rgba(160,185,230,.14)}
.who .av{background:rgba(123,163,255,.16);color:#fff;box-shadow:inset 0 0 0 1px rgba(123,163,255,.45)}
.who b{display:block;font-size:15px}
.who #q-num{display:block;font-size:14px;color:var(--on-dark-2)}
.page-hero .hero-loop{display:none}
@media (max-width:900px){.hero .wrap{grid-template-columns:1fr}}
@media (max-width:600px){.hero .wrap{padding-left:var(--gutter);padding-block:28px 40px}.hero h1{font-size:38px}}

/* cena interna: botão de voltar e ponto que entra (ex.: Painel do carro) */
.cena-back{position:absolute;z-index:4;top:14px;left:14px;display:inline-flex;align-items:center;gap:8px;min-height:44px;padding:0 16px 0 12px;border-radius:999px;border:1px solid rgba(160,185,230,.28);background:rgba(8,14,44,.82);backdrop-filter:blur(8px);-webkit-backdrop-filter:blur(8px);color:#fff;font:inherit;font-size:14.5px;font-weight:600;cursor:pointer}
.cena-back::before{content:"‹";font-size:22px;line-height:1;margin-top:-2px}
.cena-back:hover{background:rgba(20,30,80,.9)}
.cena-back[hidden]{display:none}
.cena-spot.is-enter .cena-spot__lbl{opacity:1;transform:translate(-50%,0);background:#fff;color:var(--indigo)}
.cena-spot.is-enter .cena-spot__dot{background:var(--indigo);box-shadow:0 0 0 3px #fff,0 2px 10px rgba(0,0,0,.45)}
.cena-spot .arr{font-weight:700}

/* ---------- logos das seguradoras ---------- */
.insurers .wrap{flex-direction:column;align-items:flex-start;gap:16px;padding-block:30px}
.ins-logos{display:flex!important;flex-wrap:wrap;align-items:center;gap:18px 34px!important}
.ins-logos li{display:flex;align-items:center;height:44px}
.ins-logos img{height:36px;width:auto;max-width:130px;object-fit:contain;filter:grayscale(1) contrast(1.1);opacity:.72;transition:filter .25s,opacity .25s}
.ins-logos li:hover img{filter:none;opacity:1}
@media (max-width:600px){.ins-logos{gap:14px 22px!important}.ins-logos img{height:28px;max-width:100px}}
/* telefones 24h com logo */
.phones{margin-top:18px;padding:22px;border-radius:24px;background:#fff}
.phones h3{font-size:20px;font-weight:700;letter-spacing:-.01em}
.phones-lede{margin-top:4px;color:var(--muted);font-size:15.5px}
.ph-grid{list-style:none;margin:16px 0 8px;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(190px,1fr));gap:10px}
.ph-grid a{display:grid;justify-items:center;gap:10px;padding:16px 12px;border-radius:16px;text-decoration:none;box-shadow:inset 0 0 0 1px var(--line);transition:box-shadow .2s,transform .2s}
.ph-grid a:hover{box-shadow:inset 0 0 0 1.5px var(--blue);transform:translateY(-2px)}
.ph-logo{height:42px;display:flex;align-items:center}
.ph-logo img{height:38px;width:auto;max-width:150px;object-fit:contain}
.ph-grid b{font-size:18px;font-weight:700;color:var(--ink);letter-spacing:.01em}
@media (max-width:520px){.ph-grid{grid-template-columns:1fr 1fr}.ph-grid b{font-size:15.5px}.ph-logo img{height:30px;max-width:120px}}

.ins-logos{gap:16px 26px!important}
.ins-logos img{height:31px;max-width:118px}
.ins-logos img.is-tall,.ph-logo img.is-tall{height:44px}
@media (max-width:600px){.ins-logos img{height:26px;max-width:96px}.ins-logos img.is-tall{height:36px}}

/* seções escuras: texto sempre claro */
.on-dark{color:var(--on-dark)}
.on-dark .sec-head h2,.on-dark h2,.on-dark h3{color:#fff}
.on-dark .sec-head p{color:var(--on-dark-2)}

/* foto da fachada no contato */
.place-photo{position:relative;margin:0;border-radius:var(--r-lg);overflow:hidden;min-height:320px;box-shadow:0 30px 60px -30px rgba(0,0,0,.6)}
.place-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:50% 58%}
.place-photo figcaption{position:absolute;left:14px;bottom:14px;padding:8px 14px;border-radius:999px;background:rgba(8,14,44,.82);color:#fff;font-size:14px;font-weight:600;backdrop-filter:blur(6px)}
@media (max-width:900px){.place-photo{min-height:0;aspect-ratio:4/3}}

.contact{background:radial-gradient(110% 90% at 85% 10%,#13205a 0%,#0a1033 50%,#05081a 100%)}

/* ---------- equipe com fotos ---------- */
.team{grid-template-columns:repeat(5,1fr)}
@media (max-width:1100px){.team{grid-template-columns:repeat(3,1fr)}}
.person img.ph{display:block;width:100%;height:auto;aspect-ratio:4/5;object-fit:cover;padding:0;background:var(--soft)}
.person-wa{margin-top:4px;font-size:14px;font-weight:600;color:var(--wa);text-decoration:none}
.person-wa:hover{text-decoration:underline}
@media (max-width:520px){.person img.ph{border-radius:18px}.person-wa{grid-column:2;font-size:13.5px}}
.person{align-content:start;grid-auto-rows:min-content}
.person b{margin-top:2px}
@media (max-width:820px){.team{grid-template-columns:repeat(2,1fr)}}
@media (max-width:520px){
  .team{grid-template-columns:1fr;gap:12px}
  .person{grid-template-columns:76px 1fr;column-gap:14px;align-items:center}
  .person img.ph{grid-row:1/4;width:76px;aspect-ratio:1;border-radius:18px;margin:0}
  .person b,.person span,.person-wa{grid-column:2;margin:0}
}